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Personal
Loans


From consumer loans to home equity lines and mortgages, VNB helps you get access to the money you need to improve your life. We make sure you have easy access to a decision maker, a fast response, and a clear understanding of the terms of the loan.

CASH RESERVE
Overdraft protection
Lines available from $2,500
Access through the associated VNB checking account
Monthly repayment of 5% of the outstanding balance, minimum payment of $25
Automatic deduction of the monthly payment is available
No prepayment penalty

INSTALLMENT LOANS
Personal loans for cars, boats, and other personal needs
Quick response from local decision makers
Flexible loan rates and terms
Automatic deduction of the monthly payment is available

HOME EQUITY LINE OF CREDIT
Personal line of credit secured by personal residence
Access by writing a check or through online banking
Automatic deduction of the monthly payment is available
Closing costs of up to $2,000 are paid by VNB
A fee may apply for early closing

PERSONAL LINES OF CREDIT
Access by writing a check or through online banking
Various repayment options are available
Automatic deduction of the monthly payment is available

Please see a Virginia National Bank Lender for other loan products and services to meet your needs.


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FDIC Notice - Virginia National Bank is participating in the FDIC's Transaction Account Guarantee Program. See our notice.

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